Is your home properly insured? Webchat Friday 10th July at 14:30 BST With the myriad of home insurance policies on the market, choosing the right one for your home and family can be a difficult task. However the small variations between one policy and another could make all the difference when making a successful claim. How many of us really know what our existing policy covers? And when choosing a new provider, do we really take time to research all the options available? To watch the Web Chat or to ansk a question in advance click here... Personal Finance : Finance clinic Webchat Are you looking to save money in an effort to ride out the recession? If you are like four in ten people who admit they are putting their families at risk by cutting back on insurance, you should watch this webTV show. Broadcaster Cliff D'Arcy and Janet Connor, Managing Director of RIAS joins us live online to reveal the real risks risks involved with cutting back on insurance. If you would like watch the webchat click here... Over sixty? Don't miss out on extra cash People over sixty are being urged to claim Pension Credit today while they may still be able to benefit from up to a year's backdated lump sum. If you are among the many over 60s missing out by not claiming benefits you may be entitled to, The Department for Work and Pensions is urging you to claim Pension Credit now while you may still be able to benefit from up to a year's backdated lump sum.  For more details click here... Lasting Power of Attorney why everyone should have one! People can have very strong views on what medical treatment they should or should not receive if they go into hospital and do not have sufficient capacity to make decisions themselves.  There may also be complex issues about finances or a person’s home. Without specific knowledge of their wishes, next of kin can find it hard to make medical and financial decisions about their loved ones. Lasting Power of Attorney can help make future decisions about ourselves and our loved ones so much easier.  Andrea Robinson of legal experts Thackray Williams answers our questions on drawing up a Lasting Power of Attorney. Click here... for more. Divorce and the over 60s   Although the national divorce rate is at its lowest level since 2000, divorce among the over 60s is on the increase.  The decision to decide to divorce is a very difficult one to make irrespective of age and should not be taken without careful consideration of all the consequences both financial and emotional.  Keith Doherty of Thackray Williams Solicitors in Bromley points out that there are a number of factors that need to be considered when deciding to end a long marriage. Click here… to read more The 0870 Rip-Off Which?, the consumer organisation,  is calling on companies to stop using revenue-sharing phone numbers for customer service lines as they are confusing and expensive.  Find out more here... Tenants and Tax – What are the implications of letting your property? Choosing to let a property, whether for the short or long term, is an important decision. Consideration of the tax implications may help you to save money or avoid problems, regardless of whether your property is already rented or could be in the future. Graham Barnes of the Fry Group outlines the main points. Learn more here... Law Society Warns of Unregulated Wills Danger Thackray Williams, the solicitors comment on the pitfalls of not getting your will drafted by professionals. To read more about this important issue click here...

Where is your money safe Investor Fears For 2009 Advice From The Head of Investment Policy At Lloyds TSB: Nick Hodson The flight from equities continues, with over a quarter (28%) of stock market investors saying that they have moved some or all of their money into more cautious investments, such as cash or bonds in the past six months, according to the third Investor Outlook report from Lloyds TSB Wealth Management. If you are one of many people who aren’t sure which investments are safe, then watch Nick Hodson’s advice by clicking here... Are you ready for the new Pension Laws?  Change in the law affects millions of pension holders Do you have a personal pension? Are you one of the eight million who have contracted out of S2P (or SERPS as it used to be known) over the past twenty years? If the answers are yes then you should be marking October 1st in your diary. This is the day the government will give you the freedom to take greater control over planning for your retirement. To find out why October 1st is important to you, why you should have a pensions strategy and to get some ideas of where to invest your money join our live WebTVshow on 1st October at 5:00pm or ask a question in advance by clicking here... Alternatively if you miss the live WebTV show you can watch the repeat by clicking here... The Importance of Keeping a track on your Will Many people do not like to think about their Wills on a regular basis.  A Will is a document that you make, put away in a safe place and tick off your long list of things that you’ve always meant to do but never seem to get round to. However, as you become older, your personal and financial circumstances change and your Will may not adequately provide for this. Mark Stubberford of Thackray Williams explains the importance of reviewing and updating your will regularly. Click here... to read more Three informative articles on personal finance, business success and investment. By Dale Lovell, Editor of FinanceDaily.co.uk If you think you have been overcharged by your bank click here... to find out how to claim those charges back. An interview with the Ruth Badger from the Apprentice. Read Ruth's insightful tips for business success by clicking here... Want an investment in commercial property then the REITs may be just the thng. Find out more here...   Getting started in stocks and shares By Clem Chambers, CEO of ADVFN Read about how to start to build your fortune. Click here...     Changes to Inheritance Tax Rules Mark Stubberfield of Thackray Williams Solicitors explains how the new rules affect married couples The new Inheritance Tax (IHT) rules announced by the Chancellor on 9th October 2007 is good news for married couples/civil partners as they can pass their IHT allowance to each other so that on the second death, this allowance can be used. Everything that passes between married couples/civil partners is free from IHT, regardless of the amount. Read more here... Books on Trading and Investment AMG staff have read a number of books on the approach to trading and dealing itself. Click here to see and buy a selection of these books.